If you are looking for a mortgage that offers the flexibility to choose from up to four payment options each month, look no further. Integrity Mortgage Group offers all the leading Pick-a-Payment  Mortgages — loans designed to put you in control of how you spend your cash.

On each billing statement you'll be able to choose from a minimum payment , interest-only payment, scheduled principal and interest payment, or 15-year payment plan option. With Pick-a-Payment you can:

• Make higher payments and pay off your home sooner
• Make lower payments and increase your cash flow to:

1. Pay off higher-interest credit card debt
2. Invest for your retirement
3. Save for large expenses such as college tuition or a wedding 

Not sure what mortgage plan is best for you? We offer many different types of mortgages to fit your unique needs. Call us today at (877) 858-5990 to speak with a consultant about your options.

Our Traditional Option ARM has four payment options: a 2.95% minimum payment, an interest only payment, a 40 year payment or a 15 year payment. Please see the example below for how these payments vary:

• $500,000 Loan Amount at 2.95% minimum payment = $1776
• $500,000 Loan Amount at 6.5% interest only payment = $2708.34
• $500,000 Loan Amount at 6.5% amortized over 40 years = $2927.28
• $500,000 Loan Amount at 6.5% amortized over 15 years = $4355.54
  

Please note the 6.5% "true" rate is for demonstration purposes only. What your true rate (or fully indexed rate) will be is determined by credit worthiness and market conditions. The true rate for this program can adjust on a monthly basis as opposed to a standard ARM product.

Please note that in today's turbulent housing market, a Cash-Flow ARM is a good option for only a minority of borrowers. Generally, a traditional ARM with the interest rate bought down is a superior alternative.

For questions regarding this product or to qualify, call us toll free at (877) 858-5990.

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